Apply Online
Fill out our simple 2-minute form. No paperwork mountains, just the basics for your fast business funding application.
Business Funding in 24 Hours.
No Banks. No BS.
We fund businesses banks reject. Bad credit? Inconsistent revenue? No problem. Get the capital you need to grow your small business today with flexible funding solutions.
How Our Funding Process Works
Get Approved
Our underwriters review your revenue, not just your credit score. Receive funding offers in as little as 2 hours.
Receive Funds
Accept the funding offer and get cash in your business bank account same-day or next business day.
Why Businesses Choose GiveFunds
Speed Over Everything
Traditional banks take weeks. We take hours. When you need payroll covered or inventory bought, our fast funding moves at the speed of your business.
Real Human Underwriting
We don't just rely on cold algorithms. We look at your business potential and cash flow story to provide flexible capital solutions.
Total Transparency
Clear terms. No hidden fees. You'll know exactly what you're paying back and your factor rate before you sign anything.
Who Qualifies for Funding?
If your business has revenue, we have funding options for you.
Restaurants & Bars
Construction & Contractors
Retail & E-commerce
Trucking & Logistics
Healthcare & Medical
Any Credit Score Welcome
We fund based on revenue potential, not just credit history.
Startups & New Businesses
Even brand new businesses can qualify for funding.
1 Month Bank Statement
Simple documentation - just one month to get started.
Flexible Revenue Requirements
We work with businesses at all revenue levels.
Verified Funding Stories
Real businesses, real capital, real growth.
"Honestly didn't think I'd get approved so quick. Filled out the app Tuesday morning, had the money in my account Wednesday afternoon. Game changer for my restaurant."
"Was skeptical at first but these guys actually delivered. No runaround, no confusing terms. Just straight talk and the cash I needed to keep my trucks rolling."
"Bank turned me down twice. Found these guys online and took a chance. Best decision I made - got funded same week and covered my equipment repairs before losing contracts."
"My business is super seasonal and most lenders don't get that. These people understood my situation right away and worked with my cash flow. Really appreciate it."
"Simple process, no BS. They said I'd have an answer in 24 hours and money in 2-3 days. That's exactly what happened. Would definitely use again."
"Honestly didn't think I'd get approved so quick. Filled out the app Tuesday morning, had the money in my account Wednesday afternoon. Game changer for my restaurant."
"Was skeptical at first but these guys actually delivered. No runaround, no confusing terms. Just straight talk and the cash I needed to keep my trucks rolling."
"Bank turned me down twice. Found these guys online and took a chance. Best decision I made - got funded same week and covered my equipment repairs before losing contracts."
"My business is super seasonal and most lenders don't get that. These people understood my situation right away and worked with my cash flow. Really appreciate it."
"Simple process, no BS. They said I'd have an answer in 24 hours and money in 2-3 days. That's exactly what happened. Would definitely use again."
Frequently Asked Questions
How fast can I get funded?
Most clients receive funds within 24 hours of approval. If you submit your documents by 10 AM, same-day funding is possible.
Do I need collateral?
No. Our funding is unsecured. We don't ask for your house, car, or business equipment as collateral for our advances.
Will applying affect my credit score?
No. We perform a "soft credit pull" for the initial offer, which does not impact your credit score. We believe in high-speed, low-impact funding processes.
Can I get approved with bad credit?
Yes. As a funding provider, we focus on your business's cash flow and revenue consistency, not just your personal credit score. If your business is generating revenue, you qualify.
What can I use the funds for?
There are zero restrictions on how you use your funding. Whether it's for payroll, inventory, purchasing equipment, business expansion, or covering an unexpected tax bill, the choice is yours.
How does repayment work?
Repayments are typically handled through small, automatic daily or weekly payments from your business bank account. This ensures your repayment schedule aligns with your business's natural cash flow.
What documents are required to apply?
Applying is easy. We generally only require your last three months of business bank statements and a valid government ID. No tax returns or complex financial statements are usually needed for initial approval.
Can I get more funding if I already have an existing advance?
Absolutely. We specialize in helping businesses grow. Once you have successfully repaid a portion of your initial funding, you may be eligible for additional advances (add-ons) or bridge funding to continue your growth momentum.